Our Services
Succession Planning
The key to succession planning is planning, it's never too early to start.
Whether you intend to sell your business to a third party, to management or keep it in the family, we are here to help.
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Our Succession Planning model establishes and aligns you and your team around what is required for you to successfully transition out of the business while maintaining or increasing profitability.
Our Succession Strategy Sessions guide you through a process to define your vision for the future and the roadmap to successfully achieve it. This is accomplished through the creation of a guiding strategy document, an executable plan that translates your vision into actionable initiatives and a plan for timing and accountability.
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From the first stage of considering the future, through strategy, valuations and tax planning, buy/sell agreement analysis and the eventual sale, we ensure you are in the best possible position to be financially prosperous.
Our focus is not only on a successful business transition, but your personal transition as well.
Wealth Transfer & Management
Are you prepared to transfer your wealth? Many people have a will in place, but a will is just the beginning.
It is up to you to proactively prepare the next generation to manage family wealth. The best thing you can do is prepare in advance, share and seek financial knowledge to create legacies that last.
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Are you a baby boomer preparing to transfer your wealth to the next generation? Is the next generation ready to manage the responsibility of managing an inheritance? Preserve your wealth for future generations.
Our focus on investing for the long term and our commitment to risk management will help you and your family maintain and grow your wealth.
Tax Insurance
Tax Insurance Is More Important Than You Think.
One of the biggest obstacles business owners face is the capital gains tax on their estate upon death, which can be more than 20% of their estate value.
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Tax insurance is an effective and economic means of protecting against an unexpected or significant impact on the financial legacy you wish to leave for your family.
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By using insurance together with innovative tax planning and effective estate and corporate structuring, you can reduce the capital dilution to your estate and fund other objectives including;
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Liquidity & Capital Maximization
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Business Succession
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Estate Equalization & Charitable Giving
Estate Framework
Did you know that Estate Framework is based on your will?
Our estate planning experts will help you arrange your assets and personal affairs in a way that best accomplishes the legacy you wish to leave for your family and any other person or charitable cause.
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Our customized strategies will ensure;
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Estate Maximization: Ensuring that the estate is as large as possible.
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Estate Conservation: Ensuring that the value of the estate is not eroded.
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Estate Equalization: Ensuring that each family member is treated in a fair and just manner.
We can also reduce the fees charged to process your will and make the process of passing on your assets to loved ones an easy transition.
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Other estate planning tasks include considering estate taxes, trust accounts, guardianship for living dependents, naming an executor of the estate, creating or updating beneficiaries on plans such as life insurance and RRSP’s or RRIF’s , setting up funeral arrangements, donations to charities to reduce taxes and assigning Power of Attorney.
Executor, Trustee & POA Service
If your estate is complex or there is family discord, a third party executor can help the transition in a peaceful way.
Our Certified Executor Advisory Service can fill the roll of executor (estate trustee with or without a will) and handle all aspects of the administration of the estate including;
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Gather and secure all assets, arrange for the sale of real estate and personal property​.
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Distribute assets in accordance with your wishes​.
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Arrange for estate and trust tax returns to be prepared​.
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Maintain thorough estate and trust accounts​.
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Provide regular communication to beneficiaries.​
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Act as custodian for assets held in trust​.
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Represent you as general or continuing Power of Attorney – Property.
The Death Binder
The Death Binder provides a proven framework to ensure that everything is planned, intentional, and organized - leaving your family free to celebrate your life, maximize your legacy and move on with total piece of mind.
It's tough to think about what happens when you die, and even tougher to think through everything that your loved ones will need to know and do.
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Gain clarity on what will happen when you pass.
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Organize and consolidate all your information.
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We work with you to understand the nuances of your unique situation and take you through our process to ensure that you leave no gaps behind.
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